Accept UPI payments directly to your merchant account

HOW IT WORKS

From checkout to verified payment in four steps

1. Customer starts checkout

Your customer selects a product, service, recharge, subscription or other purchase on your website or application and proceeds to payment.

2. QRPayAPI generates the payment QR

Your integration creates an order through the QRPayAPI API. A unique UPI QR is generated with the exact order amount and transaction reference.

3. Customer pays using a UPI app

The QR can be scanned using a compatible UPI application. The payment is made directly to the merchant account connected to your website.

4. Payment is automatically verified

QRPayAPI watches the connected merchant transaction feed, matches the exact order reference and amount, and sends the result to your server through a signed webhook.

USE CASES

One Dynamic QR API for different payment flows

Websites & e-commerce

Add dynamic QR payments to shopping sites, digital-product stores, service portals and custom checkout systems without asking the customer to manually enter a transaction ID.

Apps, OTT & digital services

Generate order-specific QR codes for subscriptions, premium access, wallet top-ups and other application purchases.

Retail & POS

Display an exact-amount QR at the point of sale and automatically associate the payment with the correct invoice or order.

Self-service kiosks

Use dynamic QR payments for vending machines, ordering kiosks, parking systems and other unattended checkout experiences.

FEATURES

Built for automated QR payment verification

Exact transaction matching

Every order receives its own transaction reference so successful payments can be matched to the correct order instead of relying on approximate time or amount matching.

Automatic transaction verification

Connected merchant transactions are checked automatically, so your customer does not need to manually submit UTR numbers for normal successful payments.

Multi-merchant support

Connect multiple supported merchant accounts and map different websites or payment routes to the appropriate merchant connection.

Multi-website management

Manage separate API credentials, webhook settings, merchant mappings and transactions for multiple websites from one QRPayAPI account.

Signed webhooks

Payment notifications can be cryptographically signed so your server can verify that the callback originated from QRPayAPI.

Late-payment tracking

Orders that expire but receive a payment later can remain traceable instead of silently disappearing from the system.

Developer-friendly integration

Use simple API requests and webhook callbacks to connect QR payments with your existing website or backend.

PRICING

Choose the QR request capacity your business needs

Plans are based on QR request quantity and validity duration. Your service remains active while both your plan duration and available QR request quota remain valid.

WHY QRPAYAPI

Payment automation without changing where your money settles

QRPayAPI focuses on the automation layer around dynamic QR generation, merchant transaction verification, order matching and webhook delivery.

Your business can keep payments associated with its connected merchant account while QRPayAPI handles the technical workflow required to connect payment status back to your website.

FAQ

Frequently asked questions

Does QRPayAPI hold customer funds?

QRPayAPI is designed as QR generation, transaction-verification and automation software. Payment settlement takes place through the merchant payment account used for the transaction.

Can I use multiple merchants?

QRPayAPI is being designed to support multiple isolated merchant connections within an account, including website-to-merchant mapping.

What happens when my plan expires?

QR API service stops when either the plan validity period ends or the purchased QR request quota is exhausted, whichever happens first. You can renew or purchase another plan to resume service.

Can payment status be sent automatically?

Yes. Successful payment results can be sent to your configured server endpoint through signed webhook notifications.

Can I integrate QRPayAPI with an existing website?

Yes. The API is intended for integration with existing websites, custom applications and backend systems.